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Poirier and Associates: Canadian Health and Life Insurance, Benefits and Investments

Investments

  • GIC
  • Segregated
  • Mutual Funds
  • RESP

    Registered Education Savings Plans (RESP)

    Without a doubt, investing in the future of your child is one of the most precious gifts you can offer. Saving for their education is not always easy and given the amount that post secondary education will cost, it is better to start saving early and on a regular basis. A Registered Education Savings Plan is the best financial vehicle to help you save for a child or grandchilds' post secondary education.

    An RESP allows you to accumulate investment income on a tax-sheltered basis. To encourage parents to save for their children's education, the Federal Government created the Canada Education Savings Grant program. This grant provides an extra 20% in addition to your annual contributions to an RESP.

    Also good news is that if the child does not go to a post secondary institution, the contributor can transfer the investment income into their RRSP program.

    There are a number of options to choose from.

    How do I sign up for this program?

    To receive a quote or to learn about how we can assist you, please call 1-866-500-5551 or use our quick on-line form and one of our friendly representatives will contact you within 24 hours.